Wisconsin Insurance Plan

Wisconsin Insurance Plan Policies

DWELLING PROPERTY
$200,000 BUILDING LIMIT

A one to four family residence either owner or non-owner occupied. (Occupied means the residence has people eating and sleeping in at least 50% of the living units daily).
Vacant or unoccupied residences undergoing active rehabilitation.
Seasonal dwellings or secondary homes.
The Dwelling must have a market value of around $200,000 or less (Dwelling only - not including lot or other structures)
Renter's personal property.
Condominium unit-owners including personal property.
Mobile Homes on a permanent foundation.

HOMEOWNERS
$200,000 BUILDING LIMIT

A one or two family residence (not three or four or more families).
The principal residence of the applicant/owner (applicant/owner eats and sleeps in this home daily).
The Dwelling must have a market value of around $200,000 or less (Dwelling only - not including lot or other structures).
Can be a mobile home at a permanent location that meets the above requirements.

COMMERCIAL PROPERTY
$500,000 COMBINED BUILDING & CONTENTS LIMIT

Commercial Buildings - Occupied (commercial venture operating in building on a daily basis).
Commercial Buildings - Vacant or unoccupied undergoing active rehabilitation
Business Personal Property - For tenants operating a business in a commercial building.
The combined value of the Building and Business Personal Property to be insured must have an Actual Cash Value of around $500,000 or less.